Contact Us

secretary@tcibc.org
(649)-946-4650

Office

2nd floor, St Johns House,
Leeward Highway, Providenciales,
Turks and Caicos Islands

Kenisha L. Bacchus

Kenisha L Bacchus is a Duke of Edinburgh’s International Award Gold Awardee and Leadership Awardee. She is UK Chevening Scholarship Alumni (2014/2015) with extensive legal, anti-money laundering, and financial regulatory experience spanning over twenty years. She is a lawyer and has been admitted to practice law in the Turks & Caicos Islands Bar and St. Vincent & Grenadines. Mrs. Bacchus is currently the Deputy Managing Director of the TCI Financial Services Commission. She joined the TCI Government in 2001 as Crown Counsel within the Attorney General’s Chambers and the Commission in 2004 heading AML/CFT Compliance. Kenisha regularly speaks and provides training at various local and international supervisory and industry forums. She has also served as an expert assessor for the OECD Global Forum on the Transparency and Exchange of Information for Tax Purposes and the Caribbean Financial Action Task Force (CFATF).

Kenisha holds a Master of Business Administration (MBA) and a Master of Laws (LL.M.) specialising in International Corporate Governance and Financial Regulation. She also holds a Bachelor of Laws Degree (LLB Hons) and a Legal Education Certificate. She is a Fellow of the International Compliance Association (FICA).

Murray Snider

Secretary, Turks and Caicos Islands Bar Association

Murray Snider was appointed Secretary of the Turks and Caicos Islands Bar Association in April 2025. In this capacity, he oversees the administrative functions of the Bar Council, ensuring communication among members, record-keeping, and the execution of the Council's initiatives.

As a legal practitioner with international experience, Murray’s appointment reflects the Council’s confidence in his organizational skills, attention to detail, and strong commitment to upholding the values of professionalism and service within the Bar.

In addition to administrative duties, Murray supports committee operations and assists in implementing new initiatives to modernize systems and member engagement. Known for his collegial spirit and pragmatic outlook, Murray is a key point of contact between the Bar Association and its members.

Professionally, Murray is a Senior Associate Attorney at Griffiths & Partners Attorneys, where he maintains a broad corporate and commercial litigation practice.

Arnelle Taylor-Hall

Vice President, Turks and Caicos Islands Bar
Association Partner, Wessex Fairchild Attorneys

Arnelle Taylor-Hall is the Vice President of the Turks and Caicos Islands Bar Association and a partner of Wessex Fairchild Attorneys. Her legal practice focuses on banking and finance, corporate and commercial law, conveyancing, and private client services. She serves as retained counsel to several trust companies and financial institutions, advising on secured lending, corporate structuring, and transactional matters.

Mrs. Taylor-Hall also serves as a Senior Member of the Turks and Caicos Islands Labour Tribunal, where she brings balanced legal judgment and a thoughtful approach to decision-making, reflecting her ongoing commitment to integrity and sound reasoning in the resolution of employment disputes.

As Vice President of the Bar Council, Mrs. Taylor-Hall plays a pivotal role in shaping legal reform, governance practices, and professional development within the jurisdiction. She currently chairs the Bar Council’s Education and Training Committee, which leads the development of the national Continuing Professional Development (CPD) framework, supports aspiring legal professionals, and coordinates legal training initiatives in partnership with the Ministry of Education.

Her leadership is defined by fairness, foresight, and inclusivity. She is a strong advocate for gender equity in the legal profession and is deeply invested in youth mentorship and legal capacity building.

Mrs. Taylor-Hall earned her legal education in the United Kingdom and is called to the Bar of England and Wales (Middle Temple) and the Bar of the Turks and Caicos Islands. She continues to mentor young lawyers and law students, fostering a culture of service, excellence, and lifelong learning.

Above all, Arnelle Taylor-Hall is a tireless advocate for the continued development of the legal profession and the strengthening of justice systems in the Turks and Caicos Islands. Her work reflects a deep sense of duty to both the law and the community it serves.

Mark A. Fulford

Mark Anthony Fulford currently serves as President of the Bar Council of the Turks and Caicos Islands Bar Association, having been unanimously elected by his peers in March 2025. In this capacity, he leads the legal profession through a pivotal chapter of renewal and transformation—guided by his vision for transparency, inclusivity, accountability, and institutional advancement.

As President, Mr. Fulford is championing a series of ambitious but deliverable initiatives, including the establishment of clear rules of procedure for Bar governance; a modern digital presence for the Association; secure Practicing Licence Cards; improving communication through regular circulars; strengthening international linkages; expanding continuing professional development (CPD) opportunities; and guiding the completion of long-overdue legislative reforms, including the finalisation of the Legal Profession Ordinance. His tenure also prioritizes the establishment of a permanent Secretariat and physical headquarters for the Association—objectives that will secure the Bar’s operational future.

Professionally, Mr. Fulford is the Managing Partner of the award-winning law firm F Chambers Attorneys, based in Providenciales, Turks and Caicos Islands. With a dynamic career spanning law, public policy, and advocacy, he is widely recognized for his expertise in inward investment, corporate structuring, real estate, immigration, development, employment law, and litigation.

He is a proud alumnus of the University of Buckingham Law School, where he served as President of the Law Society and became the first Turks and Caicos Islander to receive the prestigious Merit Prize Award.

Mr. Fulford's public service background includes senior advisory roles to successive Premiers of the Turks and Caicos Islands, as well as service as Chief of Staff to the first Premier. His deep understanding of government relations makes him a sought-after advisor on legislative matters involving business licensing, human rights, planning, and regulatory reform.

An accomplished litigator, Mr. Fulford has appeared before every level of court in the Turks and Caicos Islands, including the Magistrate’s Court, Labour Tribunal, Supreme Court, and Court of Appeal. He has also appeared before the Judicial Committee of the Privy Council in London, defending the constitutional rights of elected officials in one of the country’s most consequential constitutional cases.

His legislative experience includes chairing the Bar’s Legislative Committee and leading the Advocates Legal Group—the largest body of legal aid attorneys in the country. He is also a member of the International Bar Association, where he sits on the Law Firm Management Committee.

He has advised three successive governments in the Turks and Caicos Islands, including service as Chief of Staff to the first Premier, advisor to the second, and legal counsel to the third Premier’s TCI–Canada Trade Mission. He was also legal advisor to the Special Envoy to the House of Lords during the 2009 constitutional crisis.

In his regulatory and public service roles, Mr. Fulford chairs the National Health Appeals Tribunal, the appellate body that hears grievances by contributors to the National Health Insurance Plan against decisions of the NHIP or its CEO. He previously chaired the National Health Insurance Board, where he successfully led a comprehensive reform agenda approved for national implementation.

Mr. Fulford is the founding Chairman of United Way Turks and Caicos Islands, leading a 15-member Board focused on literacy, youth employment, crime prevention, and elder care. He also served as Vice President of the Premier’s Cup Charity Golf Tournament, which has raised nearly $500,000 for local causes.

A passionate advocate for both law and sport, Mr. Fulford is the Vice President of the Turks and Caicos Islands Golf Association where he led the National Golf Team to three consecutive championship victories at the Caribbean Classic Golf Tournament, hosted annually by the Caribbean Golf Association (CGA).

Above all, he is driven by a belief in service, justice, and national development. When not championing reform or representing clients, he is an avid golfer, devoted family man, and proud husband and father to two daughters and a son.

KERCHELLE E. BAIN

Kerchelle E. Bain is a practising Attorney and Certified Mediator in the Turks and Caicos Islands. She has experience in a variety of practice areas but currently focuses on Family, Property and Dispute Resolution matters. She was appointed Secretary to the Bar Council in 2018 where she served until her election to member in April 2021.

DESIREE DOWNES

Desiree Downes hails from Guyana. She is an Attorney-at-Law called to the Guyana Bar on 22 October 1999.

Ms. Downes holds a Degree in Public Management and av Bachelor of Laws Degree, both obtained from the University of Guyana, Guyana; a Legal Education Certificate obtained from the Hugh Wooding Law School, Trinidad and Tobago; and a Master of Laws (LL.M) in Drafting Legislation, Regulation and Policy from the University of London, School of Advanced Study (Institute of Advanced Legal Studies), United Kingdom.

Desiree is the Principal Legislative Drafter in the Attorney General’s Chambers, Turks and Caicos Islands, where she bears responsibility for the work of the Legislative Drafting Division. She began her legal career in the Attorney General’s Chambers, Guyana as State Counsel in 1999. She also served as Senior Legislative Drafter for a brief period in the Attorney General’s Chambers, Bahamas. In 2013 Desiree received an honorary MBE (Member of the Most Excellent Order of the British Empire) award from Her Majesty the Queen for her services to legislative drafting in the Turks and Caicos Islands.

She is a Caribbean Financial Action Task Force trained anti-money laundering and prevention of the financing of terrorism assessor.

Ms. Downes serves as the Attorney General’s representative on the Bar Council.

JERWINA TAYLOR

Jerwina Taylor is a graduate of Oxford Brookes University,where she obtained her law degree (LLB Hons) in 2012. She was admitted to the Turks and Caicos Bar as an Attorney in 2014. Jerwina is an Associate at Karam & Missick Attorneys, where her principal areas of practice include debt recovery, personal injury, employment, family and probate. She is an elected member of the TCI Bar Council for the term 2018/ 19. Jerwina also serves as Chair of the TCI Junior Bar Committee.

Shayone Handfield-Gardiner

Attorney General’s Representative, Turks and Caicos Islands Bar Council
Principal Crown Counsel – International Division, Attorney General’s Chambers

Shayone Handfield-Gardiner serves as the Attorney General’s appointed representative on the Turks and Caicos Islands Bar Council, bringing a wealth of legal experience, public service, and international acumen to the governance of the legal profession.

She currently holds the post of Principal Crown Counsel for the International Division at the Attorney General’s Chambers, where she is responsible for managing complex legal issues relating to international law, bilateral and multilateral agreements, regional integration, and public international legal matters. In this capacity, she frequently represents the Turks and Caicos Islands in regional and international forums and plays a vital role in safeguarding the legal interests of the government on the global stage.

Mrs. Handfield-Gardiner is deeply committed to the development of the legal profession in the Turks and Caicos Islands and actively contributes to law reform and public policy modernization through her advisory role within the government. As a member of the Bar Council, she lends strategic insight and legal precision to matters of governance, continuing professional development, and institutional capacity building.

Throughout her career in public law, she has championed initiatives related to good governance, treaty implementation, legislative compliance, and intergovernmental cooperation. Her contributions reflect her strong belief in the rule of law, justice, and the importance of professional excellence within the legal sector.

Known for her thoughtful approach, professionalism, and collaborative spirit, Mrs. Handfield-Gardiner brings a vital governmental perspective to the Council’s deliberations and plays an integral role in advancing the shared objectives of the Bar Association and the public legal service.

She holds legal qualifications from the United Kingdom and the Caribbean and is a proud member of both the local and regional legal community.

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How to Download and Use the Betwinner Gambia App for Seamless Betting

The rise of mobile betting applications has made it easier for sports enthusiasts and bettors in Gambia to access their favorite markets and games anytime, anywhere. The betwinner gambia app is designed for convenience, speed, and a user-friendly experience, allowing users to place bets and manage their accounts efficiently. This article provides a step-by-step guide on how to download and use the Betwinner Gambia app, covering the main features and advantages that make it a preferred choice among Gambian bettors.

Downloading the Betwinner Gambia App

To get started with the Betwinner Gambia app, users need to download it onto their smartphones. The download process is straightforward and ensures that you have quick access to the betting platform from your mobile device. The app is available for Android devices, and those interested should follow the recommended steps to guarantee a smooth installation process.

Steps to Download on Android Devices

The Betwinner app is not available on the Google Play Store due to gaming policy restrictions, so users must download it directly from the official Betwinner Gambia website. Here are the steps to follow:

  • Visit the official Betwinner Gambia website using your Android device’s browser.
  • Locate the mobile applications section and select the Android download option.
  • Allow installation from unknown sources when prompted to proceed with the download.
  • Open the downloaded APK file and follow the on-screen instructions to install the app on your mobile device.
  • Once installation is complete, launch the app and log in or create a new account to begin betting.

Troubleshooting Installation Issues

During the installation process, some users may encounter issues related to device settings or compatibility. It is important to ensure that your Android version is supported and that you have enough storage space for the app. If the APK file does not install, double-check the security settings and restart the download from the official source to avoid corrupted files. For persistent issues, contacting customer support on the Betwinner website can provide additional assistance.

Registering and Setting Up Your Account

Once the Betwinner Gambia app is installed, the next step involves setting up your account. Registration is designed to be hassle-free, allowing new users to quickly access all features and betting markets available on the platform. Setting up your account correctly is essential for a secure and smooth betting experience.

Creating a New Account

To register, open the Betwinner app and click on the registration button. You will be prompted to provide basic information such as your mobile phone number, password, and preferred currency. After filling out the required fields, submit your details. A verification code will be sent to your phone to confirm your identity. Enter the code in the app to complete your registration and gain full access to the platform’s betting options and features.

Verifying and Securing Your Account

Account verification is crucial for security and to comply with betting regulations. Users are advised to provide accurate details during registration. Additional identification, such as a copy of your ID or passport, may be required for withdrawals or higher transaction limits. Setting a strong password and enabling two-factor authentication, if available, further enhances the security of your Betwinner Gambia account.

Exploring Main Features of the Betwinner Gambia App

The Betwinner Gambia app is packed with features designed to make online betting accessible and enjoyable. The intuitive interface ensures that new and experienced bettors can easily navigate through various sports, events, and account management options. Understanding these features will help users make the most out of their betting experience.

Access to Sports and Casino Betting

The app provides comprehensive access to both sports and casino betting markets. Users can browse through a wide range of sports, including football, basketball, tennis, and others, with live and pre-match betting options. The casino section offers slots, table games, and live dealer experiences. All betting options are neatly categorized, allowing for quick selection and easy bet placement within seconds.

Live Betting and Streaming Capabilities

One of the standout features of the Betwinner Gambia app is its live betting and streaming functionality. Bettors can follow ongoing matches and place bets in real time, with odds updating instantly to reflect the action on the field. In-app streaming of selected events allows users to watch the action unfold while managing their bets, providing an exciting and immersive betting environment.

Managing Deposits and Withdrawals

Managing your funds effectively is essential for a smooth betting experience. The Betwinner Gambia app supports a range of payment options tailored for users in Gambia. The deposit and withdrawal process is designed to be quick, simple, and secure, ensuring that users can access their winnings or fund their accounts with ease.

Making Deposits

To deposit funds, log in to your account and navigate to the payment section in the app. Select your preferred deposit method from the list of available options, which may include mobile money services, bank cards, and e-wallets. Enter the desired deposit amount and follow the on-screen instructions to complete the transaction. Deposits are typically processed instantly, allowing you to start betting without delay.

Withdrawing Your Winnings

Withdrawing funds from your Betwinner Gambia account is equally straightforward. Head to the withdrawal section, choose your preferred withdrawal method, and enter the withdrawal amount. The app will process your request, with most transactions completed within a few hours to a couple of days, depending on the chosen method. Make sure all verification steps are completed to avoid any delays in receiving your winnings.

Advantages of Using the Betwinner Gambia App

The Betwinner Gambia app offers several advantages for bettors looking for a reliable and efficient betting platform. Its mobile-first design ensures that users have access to their favorite betting markets and features at any time, directly from their smartphones.

User-Friendly Interface

The app is built with the user in mind, featuring an intuitive layout that simplifies navigation. Menus, betting slips, and account management tools are easy to access, reducing the learning curve for new users. This streamlined experience enables bettors to focus on placing bets and enjoying the available markets rather than struggling with complicated menus or settings.

Regular Updates and Customer Support

Betwinner regularly updates its app to introduce new features, fix bugs, and improve performance. This ensures that users always have access to the latest betting innovations and security enhancements. In case of issues, the app provides direct access to customer support, offering assistance via live chat, email, or phone to resolve any concerns quickly and efficiently.